Biarritz and the seafront
Pointe Saint-Martin, Imperial, Beau-Rivage, Côte des Basques, La Négresse — Belle Époque villas, sea-view apartments, premium townhouses.
Our firm advises international buyers and French owners on viager transactions across the Basque Coast and the Landes coast — Belle Époque villas, traditional Basque etxe houses, seafront apartments and inland properties. Discretion, transparency, bespoke advice.
A viager is a French property transaction where the seller transfers ownership of their home in exchange for an upfront capital payment (the bouquet) and a monthly life annuity. In an occupied viager, the seller retains a lifetime right of use and dwelling, which mechanically discounts the purchase price by 30 % to 50 % of the open-market value.
Biarritz, Anglet and Saint-Jean-de-Luz rank among the most sought-after residential markets in France. Viager opens access to this segment at a structurally discounted entry price. No rental management, no mortgage required for the bouquet, favourable French tax treatment.
For owners on the Basque Coast or the Landes coast looking to unlock capital, secure regular retirement income, or organise transmission while staying in their home, viager offers a unique solution. Strict screening of buyers for ethics and financial stability.
From the seafront of Biarritz to Saint-Jean-de-Luz, from Bayonne to the Basque hinterland, and up to Hossegor and Capbreton on the Landes coast, we focus on premium patrimonial assets.
Pointe Saint-Martin, Imperial, Beau-Rivage, Côte des Basques, La Négresse — Belle Époque villas, sea-view apartments, premium townhouses.
Anglet (Chambre d'Amour, Chiberta), Bayonne, Saint-Jean-de-Luz — townhouses, family villas, Atlantic seafront properties.
Espelette, Cambo-les-Bains (Basque hinterland), Hossegor, Capbreton (Landes coast) — traditional Basque etxe houses with red timber frames, country villas, oceanfront modern homes.
We are currently working with several property owners in Biarritz, Anglet, Bayonne, Saint-Jean-de-Luz and the surrounding area. Properties will be published here as mandates are signed.
Request our selectionLand scarcity, longer life expectancy, growing demand for retirement income: the structural drivers of viager on the Basque Coast.
Read article →Annuity allowance, principal-residence exemption, wealth tax on bare ownership, succession: the key rules.
Read article →Discount, taxation, deal selection, long-term management: building a solid viager strategy on the Basque Coast.
Read article →Capital Viagers Biarritz upholds the parent firm's standards on the Basque market: discreet patrimonial advice, personalised support, ethical commitment toward all parties.
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