Capital Viagers — Biarritz

Buy or sell French viager in Biarritz and on the Basque Coast

Our firm advises international buyers and French owners on viager transactions across the Basque Coast and the Landes coast — Belle Époque villas, traditional Basque etxe houses, seafront apartments and inland properties. Discretion, transparency, bespoke advice.

What is a viager?

A French property scheme designed for long-term wealth strategies

A viager is a French property transaction where the seller transfers ownership of their home in exchange for an upfront capital payment (the bouquet) and a monthly life annuity. In an occupied viager, the seller retains a lifetime right of use and dwelling, which mechanically discounts the purchase price by 30 % to 50 % of the open-market value.

For international buyers

Investing in viager on the Basque Coast

Biarritz, Anglet and Saint-Jean-de-Luz rank among the most sought-after residential markets in France. Viager opens access to this segment at a structurally discounted entry price. No rental management, no mortgage required for the bouquet, favourable French tax treatment.

  • Discounted access to a prime French market
  • No tenant management, no rental income tax
  • Wealth-tax (IFI) calculated on bare ownership value
  • Full notarial support throughout the process
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For French owners

Selling your Basque Coast property in viager

For owners on the Basque Coast or the Landes coast looking to unlock capital, secure regular retirement income, or organise transmission while staying in their home, viager offers a unique solution. Strict screening of buyers for ethics and financial stability.

  • Bouquet and annuity tailored to your situation
  • Highly favourable tax framework (annuity allowance up to 70%)
  • Keep living in your home
  • Full notarial support
Learn more

Capital Viagers operates across Biarritz and the Basque Coast

From the seafront of Biarritz to Saint-Jean-de-Luz, from Bayonne to the Basque hinterland, and up to Hossegor and Capbreton on the Landes coast, we focus on premium patrimonial assets.

Biarritz and the seafront

Pointe Saint-Martin, Imperial, Beau-Rivage, Côte des Basques, La Négresse — Belle Époque villas, sea-view apartments, premium townhouses.

Anglet, Bayonne and the Basque Coast

Anglet (Chambre d'Amour, Chiberta), Bayonne, Saint-Jean-de-Luz — townhouses, family villas, Atlantic seafront properties.

Basque hinterland and Landes coast

Espelette, Cambo-les-Bains (Basque hinterland), Hossegor, Capbreton (Landes coast) — traditional Basque etxe houses with red timber frames, country villas, oceanfront modern homes.

Our selection

Properties currently being curated

Selection

Our Biarritz selection is being built

We are currently working with several property owners in Biarritz, Anglet, Bayonne, Saint-Jean-de-Luz and the surrounding area. Properties will be published here as mandates are signed.

Request our selection
News

Insights on viager and the Basque property market

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Our values

Excellence — Transparency — Bespoke — Confidentiality

Capital Viagers Biarritz upholds the parent firm's standards on the Basque market: discreet patrimonial advice, personalised support, ethical commitment toward all parties.

About us